What makes Tarrant Financial a good fit for me?

Our approach is not about a single point in time, it’s about the journey. We work best with families and business owners who are looking for a dedicated advisor to act as financial choreographer. We will help you preserve and grow your wealth – now and for future generations. We are a good fit for you if you see value in working with an expert team to develop, implement and maintain a plan that aligns with your core values, prioritizes your goals, and addresses the risks that you will face.

Do I have to live in the Atlanta area to work with you?

Our office is in Dunwoody, Georgia but geography doesn’t prevent us from developing successful client-advisor relationships. Today’s virtual world enables us to connect with you no matter where you live.

Do I have to have a certain amount of money to invest to work with you?

Instead of having an account minimum requirement, we prefer to handle every situation on a case-by-case basis. We can work with clients in a number of ways. We recommend setting up an introductory call or Zoom meeting with us to discuss your specific needs.

Do you charge for an initial consultation?

Your first meeting with us is always complimentary. We believe that client-advisor relationships should start with establishing trust and defining our relationship through open communication, which can take time. So we want to understand where you have been, where you are now and where you would like to go. This initial conversation allows us to decide, together, if we are a mutual fit for a dedicated planning partnership.

What is your investment policy?

We know that the best plan is one designed with you in mind. We believe in being smart with your money by making considerations for costs and tax efficiency. We typically look at three “buckets”, usually focusing on equity investments for long-term growth of capital and income, fixed income investments or bonds for mid-term needs, and more stable holdings for short-term funds or money needed sooner rather than later. Thus your investment plan will be tailored to your specific objectives and risk preferences. We will educate you to whatever extent is necessary for you to be confident that the plan is right for you and that you can stick to it for the long term.

What is a fiduciary?

Being a fiduciary means that as financial advisors, we have a legal obligation to act in an honest and trustworthy manner by putting our clients’ best interests first when providing advisory services. At Tarrant Financial, we take this standard of care to heart because we understand our recommendations and guidance have the power to shape your financial future. This is how we’ve aimed to operate for over 30 years.

Why is it important to work with an advisor with certifications?

Not all Financial Advisors are the same. In our profession there can be a significant difference between competency, motivation, and specialization from one advisor to the next. The education and certifications Mike and his team have spent years satisfying help separate them from other advisors. Also, Mike is committed to knowing when they need to access the depth of knowledge provided by their partners at Integrated Financial Group, LPL Financial and their professional network. When choosing a financial planner, you should feel confident they are qualified to offer the expertise and service you deserve.

What does it cost to work with you?

There are three methods of how we are compensated for our services.” to “We aim to be as much of a “one-stop shop” for your financial planning needs as possible. Everything we do for you begins with a financial plan. Thus there are three methods of compensation for our services.” The first is a flat “advice only” retainer for your financial plan that does not require an investment relationship and is based on the unique needs of your situation. The second is a standard percentage rate schedule based on your invested assets with us, should you choose to hire us for investment advisory services. The third is payments made directly to us from investment and insurance companies, such as for life, disability, and long-term care insurance or annuities, should your plan call for them and should you decide to implement them through us. All of this is shopped and handled independently on your behalf, with no quotas, proprietary products, or incentives, as we want to ensure you have what’s right for you and your plan. We take pride in the fact that our costs are straightforward and fully disclosed, and we will let you know what to expect before we get started.

Why should I pay an advisor? Can’t I do it myself?

Properly managing your investments and making the right financial decisions takes time, skill, and effort. Deciding whether you find value in working with a fee-based advisor depends on how important you consider these decisions for your future and if you feel qualified to make them yourself. We have decades of experience providing comprehensive financial planning, estate planning, asset and investment management services, and tax and business planning advice to people just like you. Schedule some time to discuss your concerns with us – we’re here to help.

How do we keep your money and personal information safe?

Your privacy is our top concern. When you work with us, you can be confident that we treat your personal information as if it were our own. Beyond partnering with our broker-dealer, LPL Financial, to ensure we are going above and beyond in protecting your information, our team is vigilant in utilizing leading-edge anti-virus software, file encryption, and reputable software packages and tools.