Initial Comprehensive Planning – Usually 6-12 Months
Singles $3500+ | Couples $4500+ | Businessowners $6500+
- Financial Organization
- Investment Management & Asset Allocation
- Retirement Income & Independence Planning
- Business Planning
- Trust & Estate Planning
- Cash Flow Advice
- Debt Reduction Strategies
- Tax Review
- Social Security Planning
- Insurance Planning
Ongoing Financial Planning – Year 2+
Singles & Couples $2500+ | Businessowners $3500+
Waived with advisory assets above $1,000,000 (singles) or $2,000,000 (couples)
- Annual Progress Update with Tax Review
- Mid-Year Check-Ins based on your situation
- Financial Advice “on demand” between meetings with no hourly charges
- Business Planning Update for business owners
- Flexible payment options
Investment Advisory Rate Schedule
For Clients Selecting our Comprehensive Portfolio Management Services
|Up to $250,000||1.50%|
|$250,000 – $500,000||1.25%|
|$500,000 – $1,000,000||1.15%|
|$1,000,000 – $2,000,000||1.00%|
|$2,000,000 – $3,000,000||0.80%|
|$3,000,000 – $5,000,000||0.65%|
Payments for advisory services begin only after accounts are opened and funded.
The advisory rate is an annualized percentage rate based on total portfolio assets across all your IFG Advisory accounts. Payments are calculated quarterly by applying one-fourth the annual rate to the quarter’s beginning balances. They are deducted directly from accounts and are clearly reported on your account statements and year-end 1099 for full transparency.
Mutual funds and ETFs (exchange traded funds) held in the portfolios have their own internal management costs (also known as their “expense ratio”), which are separate from our Investment Advisory Services. They are an operating expense of the investments and as such are not deducted directly from accounts. They typically average 0.36%-0.52% in total across our portfolios and can vary depending on the investments held in each account.
LPL Financial, our broker/dealer and custodian, may assess a nominal transaction charge for executing securities transactions. These typically range from $0-$26 per transaction. Systematic investment programs typically do not carry transaction charges.
Wondering how our process works?
Download our Client Service Overview for a detailed explanation of how we would work together.
Ready for a conversation?
Book a time for a Zoom meeting or chat on the phone to explore working together.
200 Ashford Center North, Suite 400 | Atlanta, GA 30338 | 770.353.6414
Securities offered through LPL Financial, Member FINRA/SIPC. Advisory Services offered through IFG Advisory, LLC, a registered investment advisor. Tarrant Financial and IFG Advisory, LLC, are separate entities from LPL Financial. Mike Tarrant is currently registered to conduct business in the following states: CA, CO, DC, FL, GA, HI, LA, NC, NY, OH, PA, SC, TX, WA, and can be registered to conduct business in other states and US territories as needed.