At Tarrant Financial, our advisory relationship is designed to be both transparent and tailored to you. We combine ongoing financial planning with professional investment management to support your goals throughout life’s stages.
We believe in transparency and equitable payment for services with no hourly surprises. Financial planning and investment management are distinct services, and by pricing them separately, we aim to ensure all households receive high-touch, personal advice, avoid overcharging clients for portfolio management, and let you see the value in each part of our offering.
Let us know if you have any questions about which category you fall into or how your rates are calculated. We’re here to provide clarity, confidence, and expert guidance at every step.
Initial Comprehensive Planning – Usually 6-12 Months
Singles $3500+ | Couples $4500+ | Businessowners $6500+
We offer comprehensive, scalable financial planning with flat rates based on your lifestage, needs, and complexity. Initial Planning Rates cover onboarding, strategic planning and design, implementation and adjustments, and your eMoney wealth management portal.
- Financial Organization
- Investment Management & Asset Allocation
- Retirement Income & Independence Planning
- Business Planning
- Trust & Estate Planning
- Cash Flow Advice
- Debt Reduction Strategies
- Tax Review
- Social Security Planning
- Insurance Planning
Ongoing Financial Planning – Year 2+
Singles & Couples $2500+ | Businessowners $3500+
Waived when we manage advisory assets above $1,000,000 (singles) or $2,000,000 (couples) for you.
Ongoing Planning Rates cover annual plan updates, advice between meetings, optional mid-year check-ins, and your eMoney wealth management portal.
- Annual Progress Update with Tax Review
- Mid-Year Check-Ins based on your situation
- Financial Advice “on demand” between meetings with no hourly charges
- Business Planning Update for business owners
- Flexible payment options
Payments are billed quarterly or annually and are payable by check, debit/credit card, or through your business.
Investment Advisory Rate Schedule
For Clients Selecting our Comprehensive Portfolio Management Services
| Advisory Assets | Rate |
|---|---|
| Up to $250,000 | 1.50% |
| $250,000 – $500,000 | 1.25% |
| $500,000 – $1,000,000 | 1.15% |
| $1,000,000 – $2,000,000 | 1.00% |
| $2,000,000 – $3,000,000 | 0.80% |
| $3,000,000 – $5,000,000 | 0.65% |
| $5,000,000 – $10,000,000 | 0.50% |
| $10,000,000 – $25,000,000 | 0.40% |
| Over $25,000,000 | 0.30% |
Payments are debited directly from accounts quarterly and are calculated by applying one-fourth the annual rate to the account value at the beginning of each quarter. They begin only after accounts are opened and funded and are clearly reported on your account statements and year-end 1099 for full transparency.
Mutual funds and ETFs (exchange traded funds) held in the portfolios have their own internal management costs (also known as their “expense ratio”), which are separate from our Investment Advisory Services. They are an operating expense of the investments and as such are not deducted directly from accounts; rather they are assessed internally by the mutual fund/ETF from its assets. They typically average 0.36%-0.52% in total across our portfolios and can vary depending on the investments held in each account.
LPL Financial, our broker/dealer and custodian, may assess a nominal transaction charge for executing securities transactions. These typically range from $0-$26 per transaction. Systematic investment programs typically do not carry transaction charges.
Advisory services and financial planning are offered through IFG Advisory, LLC, a Registered Investment Adviser. Securities through LPL Financial, securities broker/dealer and member SIPC • LPL Financial is not affiliated with IFG Advisory or Tarrant Financial.
Wondering how our process works?
Download our Client Service Overview for a detailed explanation of how we would work together.
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200 Ashford Center North, Suite 400 | Atlanta, GA 30338 | 770.353.6414
View this firm's Relationship Summary
Securities offered through LPL Financial, Member FINRA/SIPC. Advisory Services offered through IFG Advisory, LLC, a registered investment advisor. Tarrant Financial and IFG Advisory, LLC, are separate entities from LPL Financial. Mike Tarrant is currently registered to conduct business in the following states: CA, CO, DC, FL, GA, HI, LA, NC, NY, OH, PA, SC, TX, WA, and can be registered to conduct business in other states and US territories as needed.