Helping Pharmacists & Pharmacy Owners unlock their full potential

Whether you’re a pharmacist focused on personal savings or a pharmacy owner planning for a profitable exit, your financial future depends on the right strategy.

Trying to balance everything is tough

For pharmacists:

Managing personal investments and retirement can feel like a daunting task without a clear plan, especially while working long hours taking care of people.

For pharmacy owners:

There’s even more at stake—ensuring the value of your business grows, setting it up for a profitable exit, and taking care of your employees in the process.

Other challenges pharmacy owners face today:

Compressed margins eating into profitability
DIR fees clawing back income
Difficulty increasing volume to make up for lost revenue
Pressure to expand product lines and add new revenue streams

Not having a tailored approach can lead
to missed opportunities, unprotected risks, and a future filled with financial uncertainty

But it doesn’t need to feel that way.

At Tarrant Financial, we specialize in financial planning for pharmacists and pharmacy owners

We help pharmacists by taking a comprehensive approach, designed to optimize their personal planning and investments , while also supporting owners in growing their enterprise value for a successful exit.

How we can help you

We understand the challenges you face and how to avoid the common mistakes. And we know where to focus our efforts to make the biggest impact in your life. With thousands of hours of experience dedicated to helping professionals just like you in the pharmacy community, we can help you navigate the path ahead.
Retirement Income Strategy
Integrating Personal &
Business Planning
Investments Management
& Risk Assessment
Tax Review &
Planning
Social Security Optimization
Estate & Legacy Planning
Specialized 401(k)s
Insurance & Liability Protection

Why Tarrant Financial Advisors

We’ve worked with successful pharmacy owners for years and can put that knowledge to work for you, aiding in refining your strategy and avoiding common mistakes.

20+

Years Assisting
Pharmacists

67+

Pharmacy Households
& Businesses Served

$100M+

Combined Assets
Under Management

Active Members in the Community

Preferred partners of some of the most trusted names in the pharmacy profession and frequent speaker at Georgia’s four colleges of pharmacy, assisting with the Georgia Pharmacy Foundation’s student debt and financial wellness initiatives.

The 8-Step Tarrant Financial Process

Define Your Purpose & Priorities

Together, we’ll define your 3-Year Vision, giving us a foundation for a robust financial plan designed specifically to align your personal planning with your business planning.

Progress Toward Goals at a Manageable Pace

We break your planning into what we call “90-Day Mileposts”, helping you work towards your long-term goals without feeling overwhelmed.

Estimate Required Capital for Independence

We help you set realistic and workable financial goals by assessing the capital you may need for financial independence along with the regular investments needed to get there. If you’re an owner, we can help estimate the value of your business and how much your current plan depends on selling it.

Identify & Mitigate Risks

From insurance coverage and asset protection to estate planning, our goal is to help ensure that your financial future is guarded, with strategies in place to minimize threats to your wealth and income.

Stress Test Your Options

Together, we’ll evaluate different scenarios to test the resilience and flexibility of your financial plan under various conditions and to identify possible adjustments.

Align Investments With Your Goals

Through our independent investment management, we’ll help allocate your investments according to their timeframes with short, mid, and long-term buckets, using best-in-class risk mitigation practices to help ensure everything works in harmony toward achieving your 3-Year Vision.

Accelerate Enterprise Value

For owners, we’ll help explore strategies to increase your enterprise’s value by identifying strengths and mitigating risks associated with your pharmacy’s business.

Review & Adjust Along the Way

We’ll monitor and assess your situation to help make sure the current plan we’ve laid out for you continues to fit your ever-changing world, with an eye toward economic changes and developments.

Let’s create a plan that works as hard as you do for your patients.

Schedule a free 30-minute consultation today, and let’s explore creating a plan that works for you and your business.

FAQs

What makes Tarrant Financial a good fit for me?
Our approach is not about a single point in time, it’s about the journey. We work best with families and business owners who are looking for a dedicated advisor to act as financial choreographer. We will help you preserve and grow your wealth – now and for future generations. We are a good fit for you if you see value in working with an experienced team to develop, implement and maintain a plan that aligns with your core values, prioritizes your goals, and addresses the risks that you will face.
Do I have to live in the Atlanta area to work with you?
Our office is in Dunwoody, Georgia but geography doesn’t prevent us from developing successful client-advisor relationships. Today’s virtual world enables us to connect with you no matter where you live.
Do I have to have a certain amount of money to invest to work with you?
Instead of having an account minimum requirement, we prefer to handle every situation on a case-by-case basis. We can work with clients in a number of ways. We recommend setting up an introductory call or Zoom meeting with us to discuss your specific needs.
Do you charge for an initial consultation?
Your first meeting with us is always complimentary. We believe that client-advisor relationships should start with establishing trust and defining our relationship through open communication, which can take time. So we want to understand where you have been, where you are now and where you would like to go. This initial conversation allows us to decide, together, if we are a mutual fit for a dedicated planning partnership.
What is your investment policy?
We know that the best plan is one designed with you in mind. We believe in being smart with your money by making considerations for costs and tax efficiency. We typically look at three “buckets”, usually focusing on equity investments for long-term growth of capital and income, fixed income investments or bonds for mid-term needs, and more stable holdings for short-term funds or money needed sooner rather than later. Thus your investment plan will be tailored to your specific objectives and risk preferences. We will educate you to whatever extent is necessary for you to be confident that the plan is right for you and that you can stick to it for the long term.
What is a fiduciary?
Being a fiduciary means that as financial advisors, we have a legal obligation to act in an honest and trustworthy manner by putting our clients’ best interests first when providing advisory services. At Tarrant Financial, we take this standard of care to heart because we understand our recommendations and guidance have the power to shape your financial future. This is how we’ve aimed to operate for over 30 years.
Why is it important to work with an advisor with certifications?
Not all Financial Advisors are the same. In our profession there can be a significant difference between competency, motivation, and specialization from one advisor to the next. The education and certifications Mike and his team have spent years satisfying help separate them from other advisors. Also, Mike is committed to knowing when they need to access the depth of knowledge provided by their partners at Integrated Financial Group, LPL Financial and their professional network. When choosing a financial planner, you should feel confident they are qualified to offer the expertise and service you deserve.
What does it cost to work with you?
There are three methods of how we are compensated for our services.” to “We aim to be as much of a “one-stop shop” for your financial planning needs as possible. Everything we do for you begins with a financial plan. Thus there are three methods of compensation for our services.” The first is a flat “advice only” retainer for your financial plan that does not require an investment relationship and is based on the unique needs of your situation. The second is a standard percentage rate schedule based on your invested assets with us, should you choose to hire us for investment advisory services. The third is payments made directly to us from investment and insurance companies, such as for life, disability, and long-term care insurance or annuities, should your plan call for them and should you decide to implement them through us. All of this is shopped and handled independently on your behalf, with no quotas, proprietary products, or incentives, as we want to ensure you have what’s right for you and your plan. We take pride in the fact that our costs are straightforward and fully disclosed, and we will let you know what to expect before we get started.
Why should I pay an advisor? Can’t I do it myself?
Properly managing your investments and making the right financial decisions takes time, skill, and effort. Deciding whether you find value in working with a fee-based advisor depends on how important you consider these decisions for your future and if you feel qualified to make them yourself. We have decades of experience providing comprehensive financial planning, estate planning, asset and investment management services, and tax and business planning advice to people just like you. Schedule some time to discuss your concerns with us – we’re here to help.
How do we keep your money and personal information safe?
Your privacy is our top concern. When you work with us, you can be confident that we treat your personal information as if it were our own. Beyond partnering with our broker-dealer, LPL Financial, to ensure we are going above and beyond in protecting your information, our team is vigilant in utilizing leading-edge anti-virus software, file encryption, and reputable software packages and tools.

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200 Ashford Center North, Suite 400 | Atlanta, GA 30338 | 770.353.6414

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Securities offered through LPL Financial, Member FINRA/SIPC. Advisory Services offered through IFG Advisory, LLC, a registered investment advisor. Tarrant Financial and IFG Advisory, LLC, are separate entities from LPL Financial. Mike Tarrant is currently registered to conduct business in the following states: CA, CO, DC, FL, GA, HI, LA, NC, NY, OH, PA, SC, TX, WA, and can be registered to conduct business in other states and US territories as needed.